A debt relief agency is also "any person who provides any bankruptcy assistance to an assisted person in return for the payment of money or other valuable consideration," and an assisted person is one "whose debts consist primarily of consumer debts and the value of whose nonexempt property is less than $192,450." # 1). 1, Report #1471861. 110(l)(1) (emphasis added). Bankruptcy courts punished Synergy Law again and again. Its customers May 9, 2019) ($1,000); Crocker v. Rowe et al. LEXIS 4655, *19, 2012 WL 4659873, *7 (Bankr. # 19-00014 (E.D.N.C. In that regard, this Court aligns itself with other bankruptcy courts that have found Synergy Law and affiliated parties are bankruptcy petition preparers under 110. He has represented clients in the state and federal courts of Florida on a wide range of matters, including contract disputes, business torts, commercial and residential landlord/tenant matters, and construction lien claims. Mr. McCaughan is the founder of Mac Law PLLC, a law firm dedicated to serving individuals and businesses in all aspects of real property law. ROBERT L. MELLINGER, P.A. He received his Juris Doctor degree Cum laude from the University of Miami School of Law. The Motion alleges the Synergy Defendants are bankruptcy petition preparers as that term is defined in the Bankruptcy Code (doc. Mr. Mellinger was selected by Florida Trend Magazine as a Florida Legal Elite in 2009. SYNERGY LAW - Real Estate Law - Washington, DC - Yelp at 60, 102). Synergy Law LLC Synergy Law LLC 8801 Sudley Road #4017 Manassas, Virginia United States Phone: 571-535-3299 Web: synergylawllc.com Category: Loan Modification Contacted co to help with Foreclosure Manassas, Virginia. 704 Encino, CA 91436 - 2311. As the Court does not need to address disgorgement under 329 (see Section F(i), n. 9, infra), there is no need to address whether 362 stays the UST's request for relief on that basis. The Trustee further alleges that TAS is an insider of Synergy and therefore subject to a longer one-yearlook-backperiod. During law school, Omar was vice president of Nova Southeastern University Shepard Broad Law Center's trial team, where he competed in trial competitions throughout the state. See In re Walters, 2012 Bankr. Michael has represented individuals and corporations across the world. Subsection (b)(2) states, "[b]efore preparing any document for filing or accepting any fees from or on behalf of a debtor, the bankruptcy petition preparer shall provide to the debtor a written notice inform[ing] the debtor in simple language that a bankruptcy petition preparer is not an attorney and may not practice law or give legal advice." # 22). Service of the summons and complaint in this adversary proceeding is governed by Rule 7004, which states, in relevant part: Here, the UST effectuated proper service upon all of the Synergy Defendants, except for Georgia Myers. 11 U.S.C. Despite having made these representations and accepting these payments from the Debtor, the Synergy Defendants failed to disclose the fees they received in the Rule 2016(b) statement (doc. 2019), and 526 empowers the UST to enforce their protections. Subsection (f) directs "[a] bankruptcy petition preparer shall not use the word 'legal' or any similar term in any advertisements, or advertise under any category that includes the word 'legal' or any other similar term." Austin Texas, AMC LLC PROPERTY MANAGEMENT MATT GOELZE IS A LIAR AND A THIEF REFUSING TO GIVE ME BACK MY RENTAL DEPOSIT Salt Lake City Utah, Tactical USA login.tacticalusa.com Failed to deliver on all promised goods and services Boston MA, Priority Wrecker Service BEWARE OF CASH ONLY SCAMMING TOWING COMPANY, THEY CHARGE $75 PER MILE AND THEY TAKE CASH ONLY THE OWNER IS A CONVICTED FELON WHO HAS multiple arrest Batavia Illinois. Miami, FL Foreclosure Defense Attorney with 31 years of experience (305) 705-4232 9100 South Dadeland Blvd Suite 1500 Miami, FL 33156 Free Consultation Offers Video Conferencing Foreclosure Defense, Business, Collections and Real Estate University of Miami School of Law Show Preview View Website View Lawyer Profile Email Lawyer According to the Trustee, the relationship between TAS and the Debtor was much closer than that of a normal third-party vendor. D. Kan. Jan. 4, 2019) (same); McDermott v. Synergy Law, LLC (In re Rogers), Adv. On January 9, 2019, the Matthew C. Abel (the "Debtor") commenced a chapter 13 case by filing a petition, certificate of credit counseling, schedule D listing three secured creditors, Rule 2016(b) disclosure of compensation of attorney for debtor showing the Debtor had agreed to pay $3,500, and had already paid $1,000, to attorney Sheldon Michael Katz ("Attorney Katz"), and a creditor mailing matrix including just the three secured creditors set out in schedule D (case # 19-10010, doc. 7, 2019). Bankruptcy attorney Timothy Kingcade knows how to help clients take full advantage of their rights under bankruptcy protection to restart, rebuild and recover. 157 and 1334, and the Amended Order of Reference entered on June 22, 2012. at doc. From 1991-2006 Julia defended thousands of indigent people accused of crimes and unable to hire private lawyers or defend themselves. Because the Synergy Defendants acted as bankruptcy petition preparers in this case, their conduct falls within the purview of 110. Since 2002, David earned his Bachelors degree in Finance and Real Estate to hone his analytical skills during his tenure as a strategic management consultant for manufacturing operations. Even the entity names - Synergy Law, LLC, and Synergy Attorney Services, LLC - suggest the Synergy Defendants provided legal services. has focused his practice largely on real estate litigation. While 526 does not specify a range or formula to determine the amount of such a civil penalty, it "should be designed to deter the offending parties and others from future, similar misconduct." This is a broad definition that encompasses a wide range of documents filed by bankruptcy petition preparers. At that hearing, the Court granted the UST's motion for Clerk's entry of default as to the Synergy Defendants and took the instant Motion under advisement. As a solo practitioner, Julio dedicated his general practice to Civil, Family, & Real Estate Law. # 18-05126 (Bankr. 110(f) "prohibits the bankruptcy petition preparer from using the word 'legal' or similar terms, such as 'law,' in advertising for bankruptcy business."). Thus, the Court finds Synergy Law and Synergy Services violated the requirements of 528(a)(1)(A), (a)(1)(B), (a)(2), and (b)(2) and 526(a)(3)(A), and a civil penalty is warranted under 526(c)(5). E.D.N.Y. The D.C . at 137-138), but rather misrepresented themselves to be a law firm that offered, inter alia, excellent foreclosure defense (id. 157(b)(2)(A). strict standards for business conduct. Synergy Attorney Services LLC. In the Lyon and Grenoble metropolitan areas, and the Haute-Savoie department, INRAE units contribute to research activities at the Lyon-Saint-Etienne, Grenoble-Alpes, and Savoie Mont Blanc . Subscribe to our newsletter to receive more information and regular updates, click here to subscribe. LEXIS 2479, 2019 WL 3856935 (same); Gunzinger, Adv. Synergy Law LLC Synergy Law LLC 8801 Sudley Road #4017 Manassas, Virginia United States Phone: 571-535-3299 Web: synergylawllc.com Category: Loan Modification Contacted co to help with Foreclosure Manassas, Virginia Attorneys & Legal Services: Synergy Law LLC Manassas, Virginia Author: Oklahoma City 2, Report #1462154 Sep 24 2018 08:50 AM All rights reserved. 11 U.S.C. A company called Synergy Law said it could help people modify their home loans. Company website run by crooks outside USA pretending to be in USA to get USA money taking your hard-earned dollars funneling it to the country of Peru, Shohrab Chowdhury Shorab, Mohammed Shohrab, Shohrab Bengali Heed this warning about Shohrab Chowdhury. # 1) or the Petition Documents (case # 19-10010, doc. Cutler Bay Foreclosure Defense Lawyers - Justia View contact profiles from Synergy Law Popular Searches According to the complaint, the mortgage relief scam falsely promised loan modifications to financially distressed homeowners. Courts have found that each document filed is a separate violation giving rise to a separate fine. 19-00302 (Bankr. # 1, 91, 97-98, 103; case # 19-10010, doc. See In re Shippy, 2019 Bankr. Workers Compensation. LEXIS 2479, *19, 2019 WL 3856935, *7 (Bankr. LEXIS 4874, *5, 2012 WL 4904542, *2 (Bankr. During law school, Omar was vice president of Nova Southeastern University Shepard Broad Law Center's trial team, where he competed in trial competitions throughout the state. # 1). # 1, 32), and the Debtor paid the Synergy Defendants $1,250 to prepare and file the Petition Documents (id. Ms. Moskowitz also has extensive courtroom experience as both a litigator and federal law clerk. Since joining the firm, Omar has provided a wide range of real estate and other civil litigation matters including foreclosure defense, business and personal litigation, and continues to advocate for clients with debt defense and consumer bankruptcy issues. A debt relief agency is, in relevant part, "any person who is a bankruptcy petition preparer under section 110, but does not include (A) any person who is an officer, director, employee, or agent of the bankruptcy petition preparer ." 11 U.S.C. The Court has found the Synergy Defendants acted as bankruptcy petition preparers in this case (see Section D, supra) and thus they are also debt relief agencies. PDF Memorandum of Decision 09/27/2019 The foreclosure. On April 15, 2019, the Clerk issued a summons, establishing a deadline of May 15, 2019, for the filing of answers (doc. and concentrates his practice in the Financial Services industry in the areas of Real Estate law and Commercial Litigation. # 26). In re Hanawahine, 577 B.R. The Synergy Defendants also filed a certificate of credit counseling on behalf of the Debtor, but this appears to have been prepared by the credit counseling agency (case # 19-10010, doc. Overview Reviews Location. Ferndale WA. We have filed criminal charges Cleveland Georgia, ENDBAR FOUNDATIONS INC efi demolition equipment, Endbar Foundations Screwed me out of $2000 on the 1st job and $29,970 on the 2nd Job over 10 Months of work gone. Accordingly, the Court finds the Synergy Defendants failed to comply with the requirements of 110(b)(2) and (f). D.D.C.)). This memorandum constitutes the Court's findings of fact and conclusions of law. 6, 13), and did not provide a copy of the Petition Documents to the Debtor at the time of signature (doc. Ripoff Report | Synergy Law LLC Review - Manassas, Virginia M.D.N.C. The Synergy Defendants also paid the filing fee in this case, which they collected from the Debtor (id. Yet beyond the piecemeal penalties some of which were never paid a fragmented bankruptcy regulatory system. Accordingly, the Court finds the Synergy Defendants acted as bankruptcy petition preparers in their dealings with the Debtor in this case. 222 (Bankr. M.D.N.C. Synergy Law LLC Synergy Law LLC 8801 Sudley Road #4017 Manassas, Virginia United States Phone: 571-535-3299 Web: synergylawllc.com Category: Loan Modification Contacted co to help with Foreclosure Manassas, Virginia The "governmental unit" exception provides that the automatic stay provision does not extend to: Bankruptcy Code 110 was enacted "to protect consumers from abuses by non-lawyer bankruptcy petition preparers," In re Moore, 2012 Bankr. Foreclosure Abuse Protection Act. Defendant TAS, LLC provided lead services to the Debtor and supposedly played an integral role in the mortgage relief scam perpetrated by Synergy. Hanover Bank & Trust Co., 339 U.S. 306, 314 (1950)). 2014)). (818) 849-5401. Synergy Law LLC is a well-known name in the field of legal consultancy services and providing quality services. Why Ripoff Report will not release author information! See Shippy, 2019 Bankr. Your initial consultation is free. Estimated amount consumers saved since 1997: $15,590,010,907. Medical Malpractice. Auvergne-Rhne-Alpes, rgion of east-central France created in 2016 by the union of the former rgions of Auvergne and Rhne-Alpes. Real Estate Lawyer Serving Hialeah, FL (305) 768-9909 Free Consultation Offers Video Conferencing 10.0 Experienced & Aggressive Real Estate Attorney. Raised in Davie, Florida since he was five years old, Omar attended primary and secondary school in South Florida before pursuing college at the University of Florida in Gainesville, Florida, where he earned dual Bachelor's degrees in political science and global business. On February 7, 2019, the Debtor filed a motion seeking to continue the February 8th show cause hearing until February 25, 2019, asserting inter alia that he hired Synergy Law on January 3, 2019, Synergy Law "fraudulently misrepresented their counsel and representation to the Debtor and [Attorney] Katz" (id. 573, 580 (Bankr. I have a loan for a $30,000 car, yet I have no car, "I have been completely ripped off." February 24, 2021, District of Columbia - Debtor Synergy Law, LLC provided and marketed foreclosure rescue services to desperate homeowners in the United States. Mr. Mellinger & his firm are AV Rated. Attorneys & Legal Services: Synergy Law LLC. S.D. Consumers educating consumers., Complaints Reviews Scams Lawsuits Frauds Reported.. As a matter of policy, BBB does not endorse any product, service or business. Copyright 1997-2023 Ripoff Report. It is bounded by the rgions of Centre and Bourgogne-Franche-Comt to the north, Nouvelle-Aquitaine to the . In addition to requiring disgorgement of fees and imposition of fines, 110(j)(2) empowers the Court to enjoin the activities of bankruptcy petition preparers who violate 110. Accordingly, the Court finds that service upon Ms. Myers was insufficient. See Fed. Synergy Law and Synergy Services did not advertise themselves as a debt relief agency (id. $4000 later! This Court is required to accept as true the UST's factual allegations as to the remaining Synergy Defendants and draw all reasonable inferences in the UST's favor, but is also required to determine whether the allegations establish their liability as a matter of law. 11 U.S.C. The Complaint also seeks disgorgement of fees and injunction under 526 (doc. We DO NOT remove reports. founded the Cabanas Law Firm in 2006 and provides Divorce and Family Law legal services, as well as Estate Planning, to ensure his clients have planned for their newly single life and are protected after their divorce. # 1, 42, 58, 61, 92; case # 19-10010, doc. Section 110 provides in relevant part that "[a]ll fees charged by a bankruptcy petition preparer may be forfeited in any case in which the bankruptcy petition preparer fails to comply with this subsection [(h)] or subsection (b), (c), (d), (e), (f), or (g)." Located in a very diverse region rich in assets, not only geographically (relief, climate), but also economic and human, the Lyon-Grenoble Auvergne-Rhne-Alpes is the latest INRAE centre to be created. After graduating magna cum laude from the University of Miami School of Law, Mr. McCaughan practiced at a well-regarded litigation firm in Fort Lauderdale, Florida, before deciding to start Mac Law PLLC. Hardworking and highly motivated, Mr. Leano is committed to protecting your rights if you allow him and his firm to represent you on your case. Synergy Law and Synergy Services did not advertise themselves as a debt relief agency (id. Life science law firm giant Covington & Burling LLP to open first Mr. The UST also requests the Court examine transactions between the Debtor, Attorney Katz, and the Synergy Defendants, and order disgorgement of any fees deemed unreasonable under 329 (doc. Proc. Attorney Katz also asserted he had not been paid any fees for representing the Debtor, notwithstanding his signature on the statement of attorney compensation filed in this case, which indicates he was paid $1,000 pre-petition in connection with the case (see id. Make your practice more effective and efficient with Casetexts legal research suite. Part 1 of the video discusses the claw-back theory in Ponzi bankruptcy actions initiated against the creditors of the debtor and the issues surrounding the applicable defenses to such actions. Miami-Dade County Foreclosure Defense Lawyers - Justia Instead, they only prepared and filed the bare-bones Petition Documents and Motion to Extend (id. Free Consultation. However, the Complaint does not allege any specific legal advice the Synergy Defendants provided to the Debtor. Because Synergy Law and Synergy Services acted as debt relief agencies in this case, their conduct falls within the purview of 526 and 528. E.D.N.Y. The UST seeks as relief against the Synergy Defendants disgorgement of fees under 110(h)(3)(B), fines under 110(l)(1), treble fines under 110(l)(2)(D), and injunctive relief under 110(j)(2) (doc. I now face foreclosure due to the high amount of money required of me and my mortgage company is refusing to discuss any matters with me insisting that I am still listed as being represented by an attorney. Her vital volunteer work and entrepreneurial spirit helped form the culture of the firm. Compare 56 top rated Florida attorneys serving Miami-Dade County. # 14). Mr. Marinelli represented to Attorney Katz that the Synergy Defendants would manage the case and draft all petitions and schedules (doc. 11 U.S.C. Partner at the Cruz Legal Firm, PLLC, which is a full service legal firm with focus on Corporate, Probate, Estate Planning, Real Estate, Transactional, and Litigation in the areas of Business, Family, Probate and general Civil. On August 16, 2019, Synergy Law filed a petition for relief under Chapter 7 of the Bankruptcy Code (In re Synergy Law, LLC, case # 19-00555-SMT (Bankr. There may be more reports for "Synergy Law LLC", For more results perform a general search for "Synergy Law LLC", Showing 1-6 of 6 Found Reports Write A Review. LEXIS 2458, 2019 WL 3713684 (finding violations of 110); Weathers, 2019 Bankr. Ripoff Report | Synergy Law LLC Review - Manassas, , Virginia His experience includes working on both sides of landlord/tenant disputes. Julia Kefalinos criminal defense and bankruptcy firm was established in 2006 after 16 years of service to the community as a Miami-Dade County Assistant Public Defender. The bankruptcy petition preparer may not "execute any document on behalf of a debtor." His practice is concentrated in the areas of general commercial litigation, real estate litigation, construction litigation, and appellate practice. Synergy Law "fraudulently misrepresented their counsel and representation to the Debtor and [Attorney] Katz" (id. The Clermont-Auvergne-Rhne-Alpes Centre brings together the units located in the Auvergne region, from Bourbonnais to Aurillac via Clermont-Ferrand, with 14 research units and 14 experimental facilities, representing 840 staff (permanent and contractual staff). Under 110, bankruptcy petition preparers are required, inter alia, to "notify debtors in writing that they are not attorneys and to provide their identifying information to the courts on any bankruptcy documents, sign all such documents, provide copies of the documents to the debtors, and file a fee disclosure statement." 2009). Besides, the Debtor paid an additional $1,338,001.00 to Defendant within the one year before filing bankruptcy. Before joining Synergy Law Firm, Omar represented some of the nations largest lenders in residential mortgage foreclosures. 11 U.S.C. 110, 526, and 528, stemming from Synergy Law's alleged infractions as a debt relief agency and bankruptcy petition preparer and its willful failure to disclose its Advertisers above have met our Sep. 28, 2012) (quoting In re Bradshaw, 233 B.R. Home. 07:55 PM. D.N.J. I used synergy law firm to assist me in foreclosure process on my home in April 2019. September 27, 2019Burlington, Vermont, Harrington v. Synergy Law, LLC (In re Abel), Case # 19-10010 (Bankr. As a real estate lawyer and title agent, she has over 16 years experience in real estate, mortgages and business law. Social Security Disability Law. # 13). This was never done by this lowdown law group. Trustee, Plaintiff, v. Synergy Law, LLC, Synergy Attorney Services, LLC, Sheldon M. Katz, Scott Marinelli, Dave Maresca, Monica Chapman, Stephanie Turk, Georgia Myers, and Terrylle Blackstone, Defendants. Who is ED Magedson - Founder, Ripoff Report. The case number should be entered on the form. Free Consultation! See Shippy, 2019 Bankr. is a South Florida business leader and founding partner attorney of Van Horn Law Group, P.A. Law clinic on Western Sahara's right to self-determination in partnership with ANCILE law firm ANCILE Avocats oct. 2018 - mars 2019 6 mois. After having been selected in 2017 for the Goldman Sachs 10,000 Small Roy Oppenheim has been a real estate lawyer since 1987, with experience in all phases of real estate development and redevelopment, from land acquisition to multifamily, retail, office hotel, industrial, and mixed-use development, as well as single-family home development for sale and rent. Sergio Cabanas, Esq. v. Simon, et al.The American Bankers Association and a group of trade organizations (Amici) filed an Amicus Brief urging the New York Supreme Court's Appellate Division to hold the retroactive application of the New York Foreclosure Abuse Protection Act (FAPA) is unconstitutional. at doc. # 19, the "Motion") on the complaint against defendants Synergy Law, LLC ("Synergy Law"), Synergy Attorney Services, LLC ("Synergy Services"), and Scott Marinelli, Dave Maresca, Monica Chapman, Stephanie Turk, Georgia Myers, and Terrylle Blackstone, who are all current or former employees of Synergy Law (collectively, the "Synergy Defendants"). He is a candidate for the Bar Register for Preeminent Lawyers. A bankruptcy petition preparer is. This video briefly discusses the rationale for the Preference Laws and their purpose. The firms practice areas include real estate, business and corporate law, commercial litigation, foreclosure defense, and employment related issues. Additionally, subsection (h)(2) requires the bankruptcy petition preparer file "[a] declaration under penalty of perjury disclosing any fee received from or on behalf of the debtor within 12 months immediately prior to the filing of the case ." 11 U.S.C. Prior to the Cruz Legal Firm, a Cum Laude Graduate from the Shepard Broad College of Law at Nova Southeastern University. I have numerous emails of where I begged these people to give me back our money as we were able to make an arrangement with our Mortgage Company Selene Finance. The Court is thus required by 110(l)(2) to triple any fines imposed under 110(l)(1). 526(c)(5). He has been practicing as a lawyer in the state of Florida for 15 years. Consumers love to do business with someone that can admit mistakes and state how they made improvements. Subsection (b)(1) requires a bankruptcy petition preparer, when preparing a petition or other document for filing, to "sign the document and print on the document the preparer's name and address." The UST appears to argue that the Synergy Defendants also violated 110(e)(2) by offering the Debtor legal advice (doc. Multiple lawsuits were filed against the Debtor and its principals for serious wrongdoings. Nicole (Neustein) Moskowitz is a Miami native who has been licensed to practice law since 2008. Those with monetary claims against the business are advised to obtain a Proof of Claim form by writing to United States Bankruptcy Court for the District of Columbia 333 Constitution Ave NW Rm 1225 Washington DC 20001 for resubmission to that court. # 31). 55(a), (b); see also Vt. LBR 7055-1(a). The UST appears to argue that Synergy Law and Synergy Services also violated 526(a)(3)(b) by misrepresenting the benefits and risks of filing for bankruptcy relief (doc. Proc. Can a bankruptcy trustee clawback money from a casino as a fraudulent conveyance, where the owner of a pharmacy used its company's debit card to gamble at a casino ? LEXIS 2458 at *14, 2019 WL 3713684 at *5 ("The UST, who is also involved in the [Weathers] case, informed the Court that Synergy failed to remit the required payments [for its violations of 110]."). Mr. Neustein, together with the staff at NLG, have been responsible for defending Thousands of foreclosure cases across the state of Florida and saving 1000's homes. Mr. Revah has extensive experience in all matters affecting real estate, and specifically real estate transactions and litigation. 362(a)(1); see In re Carpenter, No. He handles short sales and loss mitigation in distressed Real Estate transactions. 15-10046, 2015 Bankr. View the law firm's profile for reviews, office locations, and contact information. 110(b)(2)(A), (B)(i). Cape Town, Western Cape, South Africa Formation . 477, 482 (Bankr. 110(h)(2). Well guide you through the process. In re Synergy Law LLC, Misc. Negotiating Comm. Ms. Pilelsky started her career as a commercial litigator on Wall Street, and subsequently moved to South Florida. White-shoe law firm Covington & Burling LLP will make a long-anticipated entrance into the Boston market this spring when it opens an office here focusing on the life sciences industry. McCumber, Daniels, Buntz, Hartig & Puig P.A. He also holds a Master's degree in Public Administration from the Reubin O'D. # 15). Proc. Mar. Section 110(j)(2) provides: There is clear evidence that previous injunctions against Synergy Law have not been sufficient to deter the Synergy Defendants from engaging in the same, violative conduct which is at issue in this case. at doc. He is also a member of the National Association of Consumer Bankruptcy Attorneys (NACBA), member and Director of the Miami Lakes Bar Association, and one of the founding members of the Miami Lakes Chapter of BNI Excellence. 110(b)(1)(A)-(B). # 1, 63; case # 19-10010, doc. See Shippy, 2019 Bankr. Moreover, Synergy Law and Synergy Services have engaged in a clear and consistent pattern of violating these provisions, having been sanctioned by numerous bankruptcy courts for the same misconduct evidenced in this case. 110(g). He emphasized that he had intended his representation of the Debtor to be "ad hoc" and temporary, and explained that he had only agreed to appear, even in that ad hoc capacity, because of the Debtor's dire circumstances and apparent need for an emergency bankruptcy filing. . Michael speaks English and Spanish fluently. founded Synergy Law Firm in 2013. at 32, 134; case # 19-10010, doc. The UST served Ms. Myers by first class mail at two addresses (doc. The Court turns first to the UST's allegations under Bankruptcy Code 110. This post focusses on the Tenth Circuit Court of Appeals judgment regarding the limits of earmarking doctrine. He began his career in law in 1992 as a prosecuting attorney at the Broward County State Attorneys Office, then continued his litigation track as an insurance defense attorney defending medical professionals against medical malpractice claims and expanded into disability and life insurance claims.

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